2nd Look Marketplace (Channel Partners)

Alternative Financial Product Offers in Loans Vertical

To enable the Alternative Financial Product Marketplace on your channel, please contact your Partner Manager for support.

Certain consumers will not be preapproved or prequalified for a loan during their search. However, they may receive offers for alternative financial products. These are returned under specialOffers, and they may be static or dynamic. Similar to loan offers, dynamic alternative product offers may appear in pendingResponses before ultimately resolving. Static offers are not returned until other pendingResponses resolve.

Here’s an example dynamic offer after resolving:

{
    "desc": "Unplanned expenses? Use a cash advance from Partner Test..",
    "name": "Get 0% APR cash advances up to $500",
    "partnerImageUrl": "https://s3.amazonaws.com/images.engine.tech/logos/prod/partner",
    "partnerName": "Partner Test",
    "url": "https://offers.engine.tech/ref/db7c6f9e-505b-40af-af23-6e241af3e826",
    "uuid": "1f7a2465-f5ae-4789-9f85-6d0ff135622f"
}

And a static offer:

{
    "desc": "Unplanned expenses? Use a cash advance from Partner Test..",
    "name": "Get 0% APR cash advances up to $500",
    "partnerImageUrl": "https://s3.amazonaws.com/images.engine.tech/logos/prod/partner",
    "partnerName": "Partner Test",
    "url": "https://offers.engine.tech/ref/db7c6f9e-505b-40af-af23-6e241af3e826",
    "uuid": "1f7a2465-f5ae-4789-9f85-6d0ff135622f",
    "recommendationScore": 228,
    "payout": 2.28
}

Note that static offers have recommendationScore and payout as attributes. We will be adding these in for dynamic offers as well.

Currently, only one static or dynamic offer may be returned. In the future, Engine by MoneyLion will add support for up to 1 offer in each product subtype category—cash advance, installment loans marketplace—debt relief, etc.